Granite State College: University System of New Hampshire

Types of Aid

As determined by your FAFSA, federal, state, and most institutional student aid is awarded based on financial need. The Direct Unsubsidized Stafford Loan and the Direct Parent PLUS Loan are categorized as non-need based aid. Financial need is calculated by adding your educational resources to the difference between the cost of attendance and your expected family contribution, as outlined below:


Cost of Attendance - Expected Family Contribution + Educational Resources = Financial Need
The Cost of Attendance, or the student's budget, is an estimate of educational and related expenses incurred during your period of enrollment.   The Expected Family Contribution (EFC) is a measure of your family's financial strength and resources available to assist with the cost of your education which is calculated from the FAFSA.   Any anticipated Educational Resources, paid directly to you or to Granite State College on your behalf, is your legal responsibility to report, as they may affect your financial aid eligibility.   Your eligibility for federal and state grants, work study programs, subsidized loans and other financial assistance.


Federal, state and institutional student financial aid is a privilege which created both rights and responsibilities. Review and understand your rights and responsibilities associated with being a financial aid applicant, recipient and a student loan borrower.

Federal and State Grants
Grants are provided to students by the Federal or State government, corporation, foundation, trust or other organization and DO NOT need to be paid back.
  • Pell Grant
  • Iraq and Afghanistan Service Grant
  • Federal Supplemental Educational Opportunity Grant (FSEOG)
  • Vermont State Grants

Grants and Scholarships
Scholarships are awarded to students based on merit, need, career or other factors.
  • Osher Reentry Scholarship Endowment
  • Unique Endowment/Allocation Program
  • Early Childhood Tuition Assistance Grant
  • NH Charitable Foundation
  • Dollars For Scholars
  • Online Scholarships Search Engines
  • Miscellaneous Scholarships
Other Sources of Aid
  • Department of Veteran Affairs
  • United States Army
  • Vocational Rehabilitation
  • Employer Tuition Reimbursement
  • AmeriCorps
  • The Department of Health and Human Services

Federal Work Study (FWS)
The FWS Program provides funds that are earned through part-time employment to assist students in financing the costs of postsecondary education.
Waivers are programs for groups or individuals that can defray all or part of the cost of tuition.
  • National Guard Waiver Program
  • Senior Tuition Waiver Program
  • Tuition Waiver for Foster Children Program

Educational Loans
Educational loans are loans given to students and/or parents to help pay the balance of attendance costs after other educational resources are exhausted.
  • Federal Direct Loans
  • Federal Plus Loans
  • Private Education Loans